How bitcoin-backed loans work end to end: collateral requirements, LTV ratios, interest rates, repayment terms and what happens at liquidation.
Wondering why banks ask for collateral while giving loans? Learn how lenders use secured assets to reduce risk, what qualifies, and what happens if you default.
By Evan Patel · August 21, 2026 15 min
Who has tax liability in a custodial account? Learn how the IRS assigns liability to the child or parent under the Kiddie Tax rules, with clear 2026 guidance.
By Evan Patel · August 10, 2026 17 min
Learn exactly how crypto loan repayment works: payment methods, LTV thresholds, liquidation triggers, tax rules, and the one mistake that costs borrowers
By Evan Patel · August 7, 2026 17 min
Want to use a crypto loan to buy a house? Learn how crypto-backed mortgages work in 2026, what Fannie Mae allows, LTV risks, tax rules, and what to watch for.
By Evan Patel · July 19, 2026 11 min
Yes, peer-to-peer Bitcoin loans exist but they work differently than traditional P2P lending. Learn how collateral, LTV ratios, custody, and IRS rules
By Evan Patel · July 17, 2026 17 min
Learn how to use a crypto loan calculator to estimate your LTV ratio, monthly interest, and liquidation price before you pledge Bitcoin or Ethereum as
By Evan Patel · July 13, 2026 16 min
A non-custodial bitcoin loan lets you borrow cash without surrendering your BTC to a lender. Learn how LTV ratios, smart contracts, and custody risk
By Evan Patel · July 12, 2026 20 min
How do bitcoin loans work? Borrow against BTC without selling. Understand LTV ratios, margin calls, and custody risk before you apply. IRS rules included.
By Evan Patel · July 3, 2026 12 min
What a crypto-backed mortgage means in 2026: the FHFA directive, Fannie Mae's first accepted product, collateral haircuts, lender terms, and tax traps.
By Nicole Chen · July 3, 2026 10 min
Borrow against bitcoin instead of selling? 2026 rates run 5% to over 14% at 50% LTV. The tax math that decides it, plus the margin call risk explained.
By Evan Patel · July 3, 2026 10 min
