How bitcoin-backed loans work end to end: collateral requirements, LTV ratios, interest rates, repayment terms and what happens at liquidation.
How do bitcoin loans work? Borrow against BTC without selling. Understand LTV ratios, margin calls, and custody risk before you apply. IRS rules included.
By Evan Patel · July 3, 2026
What a crypto-backed mortgage means in 2026: the FHFA directive, Fannie Mae's first accepted product, collateral haircuts, lender terms, and tax traps.
By Nicole Chen · July 3, 2026
Borrow against bitcoin instead of selling? 2026 rates run 5% to over 14% at 50% LTV. The tax math that decides it, plus the margin call risk explained.
By Evan Patel · July 3, 2026
